Preheat your oven to 350°F (175°C) and lightly grease or line your loaf pan.
In a large bowl, mash the bananas until creamy but still slightly lumpy.
Add coconut oil, sugar, espresso, plant milk, and vanilla. Stir until blended and smooth-ish.
In a separate bowl, whisk together flour, cocoa powder, baking soda, and salt.
Combine wet and dry mixtures. Mix until just incorporated. No need to beat it like it owes you money.
Fold in chocolate chips gently. Save some for the top because aesthetics matter.
Pour batter into the pan and smooth the surface like a red carpet.
Sprinkle remaining chips on top like you’re manifesting better mornings.
Bake for 50–55 minutes, or until a toothpick comes out with minimal drama.
Let it cool in the pan for 10 minutes before transferring to a rack.
Slice, serve, and try not to eat the entire loaf in one emotional sitting.